Changing is very hard and can be very expensive. You can't just convert paypal to Stripe. You will have to let the customer providing their credit card.
Unless you build your payments on a service like https://spreedly.com. Then, changing from PayPal to Stripe or any of 70+ other processors and gateways involves changing a single token in your code. Once you have a sizable customer base, avoiding lock-in with any one payment processor makes 3rd-party vaulting like that a no-brainer.
Comments
Changing is very hard and can be very expensive. You can't just convert paypal to Stripe. You will have to let the customer providing their credit card.
Unless you build your payments on a service like https://spreedly.com. Then, changing from PayPal to Stripe or any of 70+ other processors and gateways involves changing a single token in your code. Once you have a sizable customer base, avoiding lock-in with any one payment processor makes 3rd-party vaulting like that a no-brainer.