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Comment on I can build an forever-free and anonymous personal finance web appparent

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I am lazy...very lazy, but lazy people most of the time find the best solutions to usual problems that cause them pain the the ass.

I still I can lose 5 minutes every day to remember/type all my transactions.

I am glad you dont mind typing your transactions but it is unwise to assume everyone is like you in this case. It may turn out only a few people are willing to manually input data or maybe most people are like you. Either way this is something that can be tested with usability tests, and I recommend doing so.

A typical person will do 2 or 3 transactions in a normal day - that's about a minute of work inputting them in to Excel or Wally or something. And yet they don't. I don't think knowledge or forecasting is enough of an incentive for people to want to record what they spend. That is the problem that needs solving. At least, I think that's the problem. It could be the case that failing to control what you spend just isn't enough of a pain point for people to need a solution. It might be worthwhile testing that before writing any code.

a minute of work inputting them in to Excel

plus carrying receipts around all day, and logging into online sites to copy over autoamted transactions...

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