I like the idea, but I would really like to see a bank or another finical institution offer some services that I can use as a modern introduction to banking for my kids. When I was a kid I had a savings account, and a savings book that I took to the bank to do all my banking. All my deposits and withdrawls were printed into the book by the teller and it was easy enough for me to fill out deposit slips for the checks and cash my family gave me or I earned doing jobs around the neighborhood.

Let my kids have a debit card and let them use ATM's and smart phone apps just like I do, even better if its designed to be useable by children to encourage good banking behaviors.