Another reason why organizational debt can be worse than technical debt is that often in the case of technical debt, the engineers know what the proper solution is, but given time constrains, they opt for a solution that merely meets their current needs. But with organizational debt, often the immature company does not even know what the proper solution would be.
And then, of course, there are cases of both technical debt and organizational debt where the people in charge don't even realize that they've incurred debt. They think they do have the optimal solution.
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Another reason why organizational debt can be worse than technical debt is that often in the case of technical debt, the engineers know what the proper solution is, but given time constrains, they opt for a solution that merely meets their current needs. But with organizational debt, often the immature company does not even know what the proper solution would be.
And then, of course, there are cases of both technical debt and organizational debt where the people in charge don't even realize that they've incurred debt. They think they do have the optimal solution.