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Comment on How Apple Pay works and why it matters for developers

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The 3DSecure stuff gets a bit weird, do you still get redirected to you banks 3DSecure page? If so I don't see that working to well in at least some countries (I know Apple Pay is US only for now).

In Denmark a large number of banks would present you with a Java applet on the 3DSecure page, that's not really going to work on the iPhone.

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