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It is suspected (and I think reasonably so) that Bitcoin volatility will decrease over time[1].

Regardless, I think with the financial tools we have developed in the past few hundred years we are very well equipped to deal with volatile assets.

Perhaps it is you who doesn't want to think longer about Bitcoin than the two seconds it takes to realize that loaning Bitcoins might be a difficult problem.

1] http://elidourado.com/blog/bitcoin-volatility/

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