It was not meant as click bait.

To me the interesting portion of the article was the "Yes, if" instead of giving the answer of 'No.'

The tab in the browser says "Why Killing Cash is the Key to Mastercard's Competitive Strategy" but the title on the page is "MasterCard’s Ajay Banga: Why ‘Yes, If’ Is More Powerful Than Saying No." I typically don't pay attention to the title in the tabs.

Anyway, I found the comments on the article interesting even when the discussion went where I didn't expect.