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Comment on Why Killing Cash is Key to MasterCard’s Competitive Strategyparent

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the US government does check processing free of charge

Does it?

With passage of the Monetary Control Act of 1980, Congress required the Federal Reserve Banks to charge fees for payments services (including checks, automated clearinghouse transfers, wire transfers, coin and currency, settlement and safekeeping) that are priced to recover the Fed’s cost of providing those services (including direct and indirect costs, overhead, imputed taxes, and imputed returns to capital). The Act was designed to increase competition between the Fed and private sector service providers.

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