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Comment on Why Killing Cash is Key to MasterCard’s Competitive Strategyparent

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I believe most PIN-based payment systems end up being a lot cheaper than that, and since this is MasterCard we're talking about, maybe you should look at a network like Maestro (which is big in the EU). Unfortunately it's really hard to pin down exact rates with a casual Google search...

In Europe bank card retail purchases and most debit card withdrawals (some exceptions) are free.

Free for the end consumer yes, but the retailer probably pays some kind of fee?

Yes, flat monthly fee.

Nope. At least in Germany, it's 0.3% and a minimum of 8 cents per transaction, plus the monthly infrastructure fee.

This is for EC?

I believe the new credit interchange for EU is similar.

Yes

Wow, could you share what sort of price range is that? I never knew the debit cards transaction were free payment process.

In Denmark the charge for a debit card is 0.20 usd plus 0,1% of the transaction for purchases above approximately 18 usd.

It's is a smaller fixed amount for smaller purchases.

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