I actually think this is one of the great problems of our time (how wealth inequality lowers productivity by suppressing people who might otherwise contribute to society) and have experienced it acutely at times. One of my mottos is that you can have money or time but not both, but if you do manage to achieve both, then you are in a position to change the world.

I'm not sure I would quite take the matching approach you propose, but I've often thought that a better contracting service like fiverr (where people could make money quickly for the skills they truly excel at) could change the world by giving people alternatives to things like credit cards and payday loans. But there needs to be no little or no friction to make it feasible. Right now it's a PITA to make money through most of the online freelance sites because it's too hands-on, and technology doesn't do nearly enough.

Anyway, just wanted to say hi because this is something that I would like to work on also.