WTF? Email and SMS are not even remotely secure channels for transmission of data. Granted SMS is harder to get too but your telco typically stores all your messages (for a period of time) for law enforcement reasons and everything is passed in the clear for emails.
You are better off using a trick like this one: http://blog.rabidgremlin.com/2009/12/28/tip-creating-easy-to... to create a unqiue but easy to remember password for all the sites you use. Of course you want to use at least 4 different patterns one for banking, one for email, one social and one for the rest of the web...
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WTF? Email and SMS are not even remotely secure channels for transmission of data. Granted SMS is harder to get too but your telco typically stores all your messages (for a period of time) for law enforcement reasons and everything is passed in the clear for emails.
You are better off using a trick like this one: http://blog.rabidgremlin.com/2009/12/28/tip-creating-easy-to... to create a unqiue but easy to remember password for all the sites you use. Of course you want to use at least 4 different patterns one for banking, one for email, one social and one for the rest of the web...
And anyone with $1500 and some free time can intercept your GSM communications and read the plaintext anyway. See: http://youtu.be/rXVHPNhsOzo