I don't know how much money you have, but I would invest it into an income asset like a rental property or dividend paying equity. You will need an income stream if you want to live work-free for any length of time. Otherwise, I would buy a house or condo or find a situation where you can live "rent-free". Also pay cash for an older car. Those are your major expenses. Generally, I would live within your means, and cook your own food. Avoid travel and entertainment expenses, especially bars. Have fun!