Thanks for checking it out! Yes to both of your questions. I do want to let others contribute, but I also have more features I want to add that I haven't gotten around to just yet. One would be mobile/tablet support.

I could be wrong, but there is one bug which doesn't stop you from putting in a loan which would never be paid off--based on the balance, APR, and minimum payments entered. I need to put in an evaluation before the details are submitted and pop up an error message if that's the case, but right now it locks up the browser.