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Comment on Tinkercoin Will Sell You $20 in Bitcoin, But Only Onceparent

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You don't actually get your money back "automatically." The merchant has a chance to respond first. It's almost impossible to get money back from a company that knows its way around a chargeback (like a gym membership).

It's actually pretty easy. You just don't pay your bill at the end of the month.

Don't pay your credit card bill? They will definitely come after you for it.

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