So, sure, a fire department that services your neighborhood is great, but you probably wouldn't want to pay for one that doesn't service your neighborhood.
Except we do pay them. I live in a fairly well off area in middle Georgia (by non-metro Atlanta standards at least). But we have a couple neighboring counties that, left to their own devices, wouldn't be able to afford much in the way of a fire department (median income drops by $10-20k, populations also lower so they can't make up the taxes in aggregate). Our state taxes get partially redistributed to permit those poorer counties/cities to have an essential service. (Note: I know that the state spends on fire, my brief search did not reveal a county-by-county breakdown)
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Except we do pay them. I live in a fairly well off area in middle Georgia (by non-metro Atlanta standards at least). But we have a couple neighboring counties that, left to their own devices, wouldn't be able to afford much in the way of a fire department (median income drops by $10-20k, populations also lower so they can't make up the taxes in aggregate). Our state taxes get partially redistributed to permit those poorer counties/cities to have an essential service. (Note: I know that the state spends on fire, my brief search did not reveal a county-by-county breakdown)