At the risk of being the guy who doesn't get the joke, I suggest a better failure mode for your life. Unless you're 34 at the moment, you probably have enough time to reconsider so I hope you do.

I believe it's an inferior mode of operation, besides. Having the "at least I can do X if this fails" option lowers cognitive load caused by worrying about the consequences of failure. I don't remember where I saw this, but I believe you are actually harming your chances by setting too harsh an alternative. Then again, you may be different.