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Keep in mind that when you transfer large sums of money abroad, you have to report it to the IRS.

Anything over $10K requires an FBAR form (TD F 90-22.1):

http://www.irs.gov/pub/irs-pdf/f90221.pdf

Transfering the money to trusts requires a 3520 form:

http://www.irs.gov/pub/irs-pdf/f3520.pdf

Plus you should also read this:

http://www.irs.gov/Individuals/International-Taxpayers/Forei...

Thanks for pointing that out. Though, it's a little more complex (and intrusive) than that.

I'm on an H-1B; every year the FBAR needs to be filed detailing how much money there is back home. Regardless of how it was earned, or whether it existed before I started working in the US.

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