Yes, that's true. But there are automatic shutdown provisions inherent in business like bankruptcy. The government that controls the money supply can never really go bankrupt, and even one which doesn't (like those in Europe) still tend not to go bankrupt as they can levy higher taxes, at least up until the point at which there is a revolution.

Businesses start and fail all the time and none of it requires guns or marches or any of that. Which is to say that it's largely peaceful. Something that I'm ardently in favor of.