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Nobody is using MSR anymore

The entire US still is, and that represents more transactions per day than happen in all of Europe.

The population of the EU is twice the US.

But they do not use Visa cards at the same rate as the US. I didn't pull that out of thin air. EU only makes up about 40M of the 200M+ daily transactions VisaNet handles.

Visa's corporate website http://corporate.visa.com/about-visa/technology/transaction-... suggests that the quoted numbers, "40M of the 200M+", numbers are wrong or misleading. Possibly they are based on the highest volume day?

"VisaNet authorizes, clears and settles an average of 150 million transactions per day in 200 countries and territories."

Either way, the best way to prove an assertion based on numbers is to source it.

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