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The actual problem is not credentialism per se, but legal credentialing requirements that are pushed by the professional lobbies for the purpose of creating artificial barriers to entry.

For instance, lawyers used to be able to pass the bar and become a lawyer by simply self-studying and passing the tests. The bar associations wanted to raise the barriers to entry to the profession, so they passed laws requiring a Law school degree. Students then started taking correspondence courses. The bar associations then changed the accreditation rules to mandate a minimum amount of classroom face time. These artificial credentialing laws ended up hurting the poor. Because before a student could study with books from a library card and become a lawyer. Now he must pay a very expensive tuition bill. Also, the artificial barriers to entry drive up wages for the credentialed professions, which means everyone has to pay more for doctors, legal help, etc.

Something like 30% of all jobs in the United States now have a legal credentialing requirement. Other companies are forced to use college attendance as a proxy for IQ tests, simply because the Supreme Court made it illegal to use IQ tests in hiring.

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