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I agree. I desperately want to go back to school (didn't attend college in my youth, and feel I am hitting the limits of self-education), but I'm not willing to put half the value of a house on a 4 year program.

Half the value of a house? That's barely a down payment in the SF Bay area, where Berkeley is.

a) My house is a 10 minute bus ride from UC Berkeley, b) I am plenty familiar with house prices and down payments as it took us two years to find this one, and c) I was talking specifically about a 4-year degree, which is likely to cost more than $60k.

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