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3% is quite low isn't it? In the UK I believe it is 9% of your salary for as many years as it takes to pay off the debt.

In the UK you only pay 9% of what is over 21k pa though, so its not that bad (note, this is different than 9% of the total wage).

There are also a few more benefits. Technically if you never find a job you will never have to pay for your tuition.

3% of salary is broadly very similar to the UK's version which is 9% on earnings above £21,000.

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