What I meant was that when designing rules for bankruptcy etc., but also for how education is funded and other things, society has high level goals which are guided by morality.

My point was that when society considers what it's goals are, it should never be a goal that a person should be able to do things that "give their life meaning" when they can't afford them, because ultimately it is a person's own responsibility how they manage their money.

So my post was aimed at people who thought "isn't it horrible that this woman can't do what she wants in life simply because she can't afford it"