There's a difference between doing research and making judgmental statements based upon assumptions. $23K is probably fine for a single guy. What about a man with children or aging parents? Medical bills? Most of the advice given is very good, but there's no reason to accuse him of living beyond his means and making excuses other than to kick him while he's down.
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There's a difference between doing research and making judgmental statements based upon assumptions. $23K is probably fine for a single guy. What about a man with children or aging parents? Medical bills? Most of the advice given is very good, but there's no reason to accuse him of living beyond his means and making excuses other than to kick him while he's down.