Many of them do - one security feature is to have the ATM pull the card very, very slowly into the slot whilst oscillating them to prevent skimmers reading the mag strip, as it's no longer required (unlike the US, nearly all ATMs here in the UK feed the card in automatically, rather than manually dipping it). If you're not used to this you might think the machine was on the way out.
Even with ATMs that support EMV (chip and PIN) you still run into the problem that a) ATM design inherently involves pushing the card into something, which could allow the mag stripe to be raed, and b) as long as there are ATMs and places that don't use EMV then there's always going to be a way to get money out / buy product with cloned cards.
It's interesting that they use a chip reader internally, but
> you still run into the problem that a) ATM design inherently involves pushing the card into something
Makes that moot. Interesting about the card readers that wiggle the card in, I think I've seen one or two of those. I wonder how hard that is to defeat with a more intelligent skimmer (wheel to measure how fast the card is moving to compensate?).
Most if not all of them do. But the cards still have the mag stripe to be compatible with ATMs all over the world that don't - and those are where the cloned cards are then used.
Comments
I always tug at the card reader on the ATM to make sure it doesn't come loose.
What I don't understand is why don't ATMs in Europe use chip and pin yet? All the stores do. That would solve this problem.
> Why don't ATMs in Europe use chip and pin yet?
Many of them do - one security feature is to have the ATM pull the card very, very slowly into the slot whilst oscillating them to prevent skimmers reading the mag strip, as it's no longer required (unlike the US, nearly all ATMs here in the UK feed the card in automatically, rather than manually dipping it). If you're not used to this you might think the machine was on the way out.
Even with ATMs that support EMV (chip and PIN) you still run into the problem that a) ATM design inherently involves pushing the card into something, which could allow the mag stripe to be raed, and b) as long as there are ATMs and places that don't use EMV then there's always going to be a way to get money out / buy product with cloned cards.
I had an ATM card eaten in London on vacation because I couldn't recall the PIN.
That was a weird moment.
It's interesting that they use a chip reader internally, but
> you still run into the problem that a) ATM design inherently involves pushing the card into something
Makes that moot. Interesting about the card readers that wiggle the card in, I think I've seen one or two of those. I wonder how hard that is to defeat with a more intelligent skimmer (wheel to measure how fast the card is moving to compensate?).
Heh, I didnt know about the automatic feeding, I always get annoyed that these ATM's are slow and old.
If you suspect a skimmer, be aware that the person operating the skimmer might be close-by and not too pleased to see you take it apart.
Very unlikely.
Sometimes the real card readers will pop off easily when tugged. You can also check for pinholes for cameras, and cover the holes up with gum.
> why don't ATMs in Europe use chip and pin yet?
Most if not all of them do. But the cards still have the mag stripe to be compatible with ATMs all over the world that don't - and those are where the cloned cards are then used.