I seem to recall that some banks (in Estonia??) will mail you a piece of paper with a list of single-use PIN numbers. Use one, mark through it. When you get close to running out, they mail you a new list.
This used to be standard practice for internet banking here in Germany, but not for cash withdrawals or debit card use.
I seriously doubt this method is ever used for that, as it would massively increase the risk when your card gets stolen (along with the PIN list you'd have to keep on hand). Additionally, I don't think it would work with international payment/withdrawal networks like Maestro.
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I seem to recall that some banks (in Estonia??) will mail you a piece of paper with a list of single-use PIN numbers. Use one, mark through it. When you get close to running out, they mail you a new list.
This used to be standard practice for internet banking here in Germany, but not for cash withdrawals or debit card use.
I seriously doubt this method is ever used for that, as it would massively increase the risk when your card gets stolen (along with the PIN list you'd have to keep on hand). Additionally, I don't think it would work with international payment/withdrawal networks like Maestro.
Some banks do RSA ids, and you have to punch the right number in at the time of withdrawal.
A search on Google didn't pull much up for me on which banks offer this. Do you know which banks off hand?
Charles Schwab will issue a two factor device for online banking, but it is not required for withdrawals AFAIK.