One thing I didn't understand about your reply (sorry, I'm not an American!) is this: You say Because his premium is so high, I'm guessing GP has a very high deductible, eg $5,000 Surely if his premium is high, he would pay less for each visit to the doctor?
I'm sorry, you're right. My bad. Thank you for noting this.
Low premium usually means high deductible. GP's premium is probably high because his he's buying as individual or small company. Meaning he has little negotiating power.
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One thing I didn't understand about your reply (sorry, I'm not an American!) is this: You say Because his premium is so high, I'm guessing GP has a very high deductible, eg $5,000 Surely if his premium is high, he would pay less for each visit to the doctor?
I'm sorry, you're right. My bad. Thank you for noting this.
Low premium usually means high deductible. GP's premium is probably high because his he's buying as individual or small company. Meaning he has little negotiating power.