I got a 4 year degree in agric, 46 years ago.

Been an entrepreneur all my life.

Discovered that for myself, business "overhead" was the key.

I ran a high overhead business for 6 years, ran it into the ground, in fact. International Dating Club. Being the alpha male everywhere I traveled in the former USSR didn't turn out to be the financially secure male back in the states.

Then divorce-bankruptcy, ouch.

Finally discovered my calling in a blue collar gig, installing and servicing underwater submersible lake pumps for the uber wealthy living on waterfront property, only 3 major competitors. Lot's of scuba diving. I found I could do almost everything within the business myself, except I did have a day labor guy who would help me out on the major portion of the install for about 6 hrs on one day each job, carrying tanks, pumps, equipment, tools up and down the hillsides. I created and managed the websites, did all the quotes, sales, etc.

In 15 years of hard work, finally made my retirement savings, paid off my house, totally free of debt. Trying to sell the business now.

Now I enjoy training at The Masters swim group for competitions, getting ready to fly to the BVI to dive and sail on the world's largest trimaran.

My motto: Never give up. NEVER.