I think its certainly a great time to be alive now compared to olden days in certain regions/countries/time. But with AI, I see similar scenarios popping up in the future across the world leading to money being concentrated in a few individuals/companies/groups/ or so more than ever. Even passionate individuals will begin to feel miserable eventually losing interest leading to a dumb, mediocre and slave society. The differentiation between intelligent humans and "morons" will narrow. Eventually the majority will all be same.