Some spend their time investing from an early age... classifying assets and liabilities. My point was a few grand invested as a kid seems small, but will turn into a lot several decades later.

Others spend their lives making decisions out of impulsive narcissism. Unless you are a trust-fund kid, life can have very real consequences if things go sideways.

Most will learn the hard way... only lawyers and politicians get paid for excuses in life. =3