National Insurance contributions are slightly more complicated than that, but the upshot is you generally won't be paying more personally as a freelancer than as an employer.
When you're employed, both you and your employer pay NI rates. If you're self-employed, you pay £2.65 a week plus 9% on profits over about £8k, which should work out fairly similarly to the rates you pay (out of your gross salary) when employed.
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National Insurance contributions are slightly more complicated than that, but the upshot is you generally won't be paying more personally as a freelancer than as an employer.
When you're employed, both you and your employer pay NI rates. If you're self-employed, you pay £2.65 a week plus 9% on profits over about £8k, which should work out fairly similarly to the rates you pay (out of your gross salary) when employed.
More details on gov.uk.
That's not the point. The point is that you have to charge more than your salary number to break even as a contractor.