I guess it depends on the industry, but most people would happily run anything that had undergone a single round of patching. And plenty were so obsessed with the latest and greatest that they would jump at .0 releases without a care in the world - which is how Vista got its reputation, for example (the .0 was pretty bad, and by the time both builds and ecosystems had improved, people had decided to stay away).
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The general knowledge was to wait until the SP were stable. This was hard. 4.0 had SP6, 2k had SP4.
I guess it depends on the industry, but most people would happily run anything that had undergone a single round of patching. And plenty were so obsessed with the latest and greatest that they would jump at .0 releases without a care in the world - which is how Vista got its reputation, for example (the .0 was pretty bad, and by the time both builds and ecosystems had improved, people had decided to stay away).