It altogether depends on the quality and suitability of the provided embedding vector that you provide. Even with a long embedding vector using a recent model, my estimation is that the classification will be better than random but not too accurate. You would typically do better by asking a large model directly for a classification. The good thing is that it is often easy to create a small human labeled dataset and estimate the error confusion matrix via each approach.
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It altogether depends on the quality and suitability of the provided embedding vector that you provide. Even with a long embedding vector using a recent model, my estimation is that the classification will be better than random but not too accurate. You would typically do better by asking a large model directly for a classification. The good thing is that it is often easy to create a small human labeled dataset and estimate the error confusion matrix via each approach.