I just let myself use AI on non-critical software. Personal projects and projects without deadline or high quality standards.

If it uses anything I don't know, some tech I hadn't grasped yet, I do a markdown conversation summary and make sure to include technical solutions overview. I then shove that into note software for later and, at a convenient time, use that in study mode to make sure I understand implications of whatever AI chose. I'm mostly a backend developer and this has been a great html+css primer for me.