Adding axioms to simple type theory is more awkward than adding them to a set theory like ZFC. One approach to universes I’ve seen in Isabelle/HOL world is to postulate the existence of a universe as a model of set theory. But then you’re stuck reasoning semantically about a model of set theory. Nobody has scaled this up to a large pluralist math library like Mathlib.
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Adding axioms to simple type theory is more awkward than adding them to a set theory like ZFC. One approach to universes I’ve seen in Isabelle/HOL world is to postulate the existence of a universe as a model of set theory. But then you’re stuck reasoning semantically about a model of set theory. Nobody has scaled this up to a large pluralist math library like Mathlib.