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Comment on Ask HN: What do you spend your money on?parent

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One hand, I used my time at BigTech starting at 46 to pay off debt, decontent my life, move to a tax free state (worked remotely) and be in a position where I didn’t need the stress of having to chase BigTech income and to put it on my resume. I had a game plan going in to only stay for the four year initial offer.

My wife and I are both short so business class is not a big deal for us. But we do spend $2000 a year for lounge access to airport lounges via 2 credit cards and we are both Platinum Medallion on Delta which gives us automatic C+ regional upgrades.

But I just can’t care enough about First class flights. I’ll take regional free upgrades but that’s about it. While we travel a lot domestically as a hobby post Covud and post kids. We don’t look forward to long international flights and are doing our first 10 hour+ non stop flight in a couple of weeks and we aren’t looking forward to being in a metal tube that long.

We are at most going to do two or three long flights a year.

As far as the personal trainer, my commitment device use to be teaching fitness classes as a hobby and running races with friends. Then it was having a home gym with cardio equipment and a big screen TV on the wall.

Now at 50 it’s I never want to be tired running through the airport with a 50 pound book bag on my back and walking around a city when I travel. I bought my current condo purposefully to be right above the gym.

But as far retirement? It scares me more than I look forward to it. With my working remotely, work is not the gating factor for anything in my life.

But on the other hand, while my wife travels a lot domestically by herself, I don’t think she would ever want to fly economy as a single woman internationally. I get it.

No one would ever call us frugal when it comes to travel, lounge access, month long stays in different cities. But I’m very frugal when it comes to fixed expenses.

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