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Socrates rendered the lesson thus, and I agree with you both:

"I tell you that virtue is not given by money, but that from virtue comes money and every other good of man, public as well as private."

I see your Socrates and raise you a Benjamin Franklin: "Do well by doing good." In other words, make money through businesses that make people's lives better. That really is the point/goal/aspiration of Capitalism, but some people try to make money through the backdoor of cheating, amorality, etc.

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