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and while paying $300 cash for a plumbing job is easy, it's more difficult to get $7500 in cash out of the bank to pay for a heavier renovation project.

Inflation makes this worse, too. I used to keep a handful of $100s in my wallet to pay for little odds and ends like a plumber or someone hauling trash to the dump. If I wanted to keep doing that, my wallet would have to fit a whole stack of them. The highest denomination bill printed by the US no longer even covers a night out at a mid-tier restaurant.

On top of that, $100s are useless at the many stores who refuse to take them, despite being worth only a little more than a $20 was the year I was born.

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