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Comment on Nearly $109M in Yotta (YC S20) customer deposits vanish

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Can anyone explain what the Yotta app actually is? From a quick glance it looks to be a gambling app.

They claimed to be a bank (savings account) that would give users free lottery tickets for saving money on their app. After freezing customer assets on the app, they pivoted to gambling. Customer funds are still frozen last I checked.

Their launch HN thread here: https://news.ycombinator.com/item?id=23780062

Coffeezilla has a good video exposing the fraud: https://www.youtube.com/watch?v=bBUkajbg688

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