+1 for LunchMoney. Happy paying customer. I remember trying it when it first launched and it wasn't for me at the time. Now, with kids and a home, and lots of money being spent on various things across multiple accounts, it's very useful to just get labels on all the transactions in one place.

LunchMoney is great for retrospective analysis. For long-term financial projections, I really like https://app.projectionlab.com . Great pairing.