I loved the idea of Lunch Money, but I bought it for a year and really never got anything out of it. This was probably 4 years ago so maybe it's changed now.
I think my biggest lack there was that I really needed to see INTO my spending to get value, in particular Amazon is a large blob that I really needed more information on: I get groceries, home repair, toys, tools, work, clothing, health, entertainment. Without seeing into that, all the action I took on Lunch Money really only gave me information on my non-discretionary spending.
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I loved the idea of Lunch Money, but I bought it for a year and really never got anything out of it. This was probably 4 years ago so maybe it's changed now.
I think my biggest lack there was that I really needed to see INTO my spending to get value, in particular Amazon is a large blob that I really needed more information on: I get groceries, home repair, toys, tools, work, clothing, health, entertainment. Without seeing into that, all the action I took on Lunch Money really only gave me information on my non-discretionary spending.