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Comment on Ask HN: Spending Tracking Tools

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Monitor your bank account.

1. Use a debit card or cash for purchases when practical.

2. Pay bills when they arrive, not when they are due. You are not earning money from the float anyway.

3. Supplement with other documentation ad hoc.

4. Improve the system over time based on what works for you.

I earn interest weekly. So I am earning money off the float.

Thanks for sharing, you’re not the OP, however.

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