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Comment on US LLCs must file new report with Treasury FinCEN or risk prisonparent

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The BFOI isn't require for Sole Proprietorships which is probably the case with your stone mason and maybe the restaurant owner too.

If they know enough to register and report as an LLC or Corporation then they likely know enough to fill out this report.

I agree with you on the disparity in tech knowledge among small businesses. And probably they'll never hear about this report.

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