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4. Downloading CSV (TSV, SSV, *SV) data periodically from banks, and using it directly as hledger's data files, without converting to journal format at all. (Optionally adding a journal file just for configuration directives.)

5. Generating one of hledger's input formats from somewhere and piping it into hledger's stdin, running it without saving any data files.

Thank you for laying these out. And thank you for all the work you've done to make my tiny niche workflow possible.

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