Governments don’t like stable coins so even if it is perfectly 1:1 they will still try to find a way to go after them

There are plenty of regulated stablecoins [1]. Hell, my state is launching one [2].

Governments usually have to subpoeana banks to get transaction records. With a stablecoin, those records are centralised.

[1] https://home.treasury.gov/system/files/136/StableCoinReport_...

[2] https://www.ledgerinsights.com/state-of-wyoming-plans-stable...