It does! It's called supplemental insurance and is specially for when insurance denies your claim. It's quite nice since the event is simple to get covered. You have the denial letter from insurance and a statement from your doctor that says it's medically necessary and you're done.
I don't know the specific plan since it's through $employer but it's through Aflac. I actually hope my insurance denies me now because it's better, they pay in full and I don't have to be in-network.
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It does! It's called supplemental insurance and is specially for when insurance denies your claim. It's quite nice since the event is simple to get covered. You have the denial letter from insurance and a statement from your doctor that says it's medically necessary and you're done.
Do you have an example provider/plan?
I don't know the specific plan since it's through $employer but it's through Aflac. I actually hope my insurance denies me now because it's better, they pay in full and I don't have to be in-network.
That's really cool, cheers