My daughter was premature and spent weeks in the NICU.
My family paid exactly $0 for this experience, with good US insurance.
People paying thousands of dollars with insurance have chosen to purchase cheaper insurance premiums, and then bear higher costs when there’s an expensive event.
This is a fine choice to make. It does not mean the US healthcare system is especially expensive for middle class people.
Like many parts of the US economic system, the US healthcare system isn’t very good for poor people. But don’t go thinking it performs poorly for the upper half of the income distribution.
I didn't choose to purchase cheaper insurance. It's provided by my employer, by law. Paying thousands per month for "better" insurance isn't an option.
Comments
My daughter was premature and spent weeks in the NICU.
My family paid exactly $0 for this experience, with good US insurance.
People paying thousands of dollars with insurance have chosen to purchase cheaper insurance premiums, and then bear higher costs when there’s an expensive event.
This is a fine choice to make. It does not mean the US healthcare system is especially expensive for middle class people.
Like many parts of the US economic system, the US healthcare system isn’t very good for poor people. But don’t go thinking it performs poorly for the upper half of the income distribution.
I didn't choose to purchase cheaper insurance. It's provided by my employer, by law. Paying thousands per month for "better" insurance isn't an option.