having a cushion in the bank helps immensely. i realize everyone has different risk tolerance levels, but... having a year of expenses in the bank gives you a much different perspective on things than living check to check, or even having 1-2 months of savings.
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having a cushion in the bank helps immensely. i realize everyone has different risk tolerance levels, but... having a year of expenses in the bank gives you a much different perspective on things than living check to check, or even having 1-2 months of savings.
Very true, but it takes a long time to get there when you've got a family to support.
or have been deep in debt. :)
No doubt it often takes a lot of hard work and discipline. Sometimes just thinking about that being a possibility is too much for some people.