Agree that target date funds invest in bonds too early. I'm 100% in total market index since I'll be in the market for another 25+ years. May shift more towards target date funds as retirement approaches, but haven't thought that far ahead. I subscribe to the Bogle school of thought that low fee total market index funds + time in the market is virtually impossible to beat.
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Agree that target date funds invest in bonds too early. I'm 100% in total market index since I'll be in the market for another 25+ years. May shift more towards target date funds as retirement approaches, but haven't thought that far ahead. I subscribe to the Bogle school of thought that low fee total market index funds + time in the market is virtually impossible to beat.