The NFPA writes the national electric code. They also came out of the insurance industry, and like UL and FM, predate adoption of their standards in regulation. FM is an actual insurance company but it is not OSHA. The history is similar to European organizations like the German TUeV, which came out of the boiler industry. All of them have their roots in disasters of the industrial revolution.
Governments today generally don't operate test laboratories, standards organizations, or certification bodies. DIN, ISO, IEC, BSI etc are not government organizations.
You're right, though, that there's more history of insurance industry involvement in developing safety standards and testing in the US.
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Yes. This is a significant difference from the US, where FCC compliance testing for modules is much more reasonable.
The US also appears to contract out basic electrical safety to the insurance industry (Underwriter's Laboratories).
The NFPA writes the national electric code. They also came out of the insurance industry, and like UL and FM, predate adoption of their standards in regulation. FM is an actual insurance company but it is not OSHA. The history is similar to European organizations like the German TUeV, which came out of the boiler industry. All of them have their roots in disasters of the industrial revolution.
Governments today generally don't operate test laboratories, standards organizations, or certification bodies. DIN, ISO, IEC, BSI etc are not government organizations.
You're right, though, that there's more history of insurance industry involvement in developing safety standards and testing in the US.